10 free calculators to plan, grow, and protect your retirement savings — built specifically for Canadians.
TFSA Calculator
Calculate your exact TFSA contribution room based on your birth year and previous contributions. See your projected growth over time with compound interest.
Open Calculator →RRSP Calculator
Calculate your RRSP contribution limit, tax refund, and project how your investments grow to retirement. Includes all 10 provinces and 2026 tax brackets.
Open Calculator →FHSA Calculator
Canada's First Home Savings Account — save up to $40,000 tax-free toward your first home. See how much you can accumulate and your tax deduction.
Open Calculator →RESP Calculator
Calculate RESP growth including the Canada Education Savings Grant (CESG) — the government adds 20% on the first $2,500/year. Includes Quebec QESI bonus.
Open Calculator →CPP Estimator
Estimate your Canada Pension Plan retirement benefit based on your earnings history and planned retirement age. See how deferring to 70 increases your benefit.
Open Calculator →OAS Calculator
Calculate your Old Age Security pension, clawback risk, deferral bonus (up to +36% at age 70), and GIS eligibility. Includes residency factor for partial OAS.
Open Calculator →Compound Interest Calculator
See the incredible power of compound interest over time. Includes regular contributions, inflation adjustment, compounding frequency comparison, and Rule of 72.
Open Calculator →RRSP vs. TFSA Calculator
The #1 question in Canadian personal finance — answered with your exact numbers. Compare after-tax wealth from both accounts using 2026 tax rates for all provinces.
Open Calculator →RRIF Withdrawal Calculator
Calculate mandatory RRIF minimum withdrawals for every age using CRA prescribed factors. Includes OAS clawback alert, spouse's age option, and depletion timeline.
Open Calculator →Retirement Savings Goal Calculator
Find out exactly how much you need to retire in Canada. Includes CPP, OAS, inflation, and a precise monthly savings target — with an on-track/shortfall verdict.
Open Calculator →GIS Calculator
Calculate your Guaranteed Income Supplement benefit for 2026 — including single and couple rates, Allowance for spouse aged 60–64, income phase-out, and your total combined OAS + GIS monthly income.
Open Calculator →Life Insurance Needs Calculator
Calculate exactly how much Canadian life insurance you need using the DIME method and Human Life Value approach — including income replacement, mortgage, debts, children's education, and existing coverage.
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