How CalcCanada collects, uses, and protects information when you visit our website.
CalcCanada ("we", "our", or "us") operates the website located at calccanada.ca. We are committed to protecting your privacy and being transparent about how our website works.
The short version: CalcCanada does not ask you to create an account, does not collect your name or email address, and does not sell any personal information to third parties. Our calculators run entirely in your browser — no financial data you enter is transmitted to our servers.
This Privacy Policy explains what information is collected when you visit CalcCanada, how it is used, and the choices available to you. By using our website, you agree to the practices described in this policy.
CalcCanada does not have user accounts, contact forms, email subscriptions, or any mechanism to collect personally identifiable information directly from you. You do not need to provide your name, email address, phone number, or any personal details to use our calculators.
All calculations on CalcCanada are performed entirely within your web browser using JavaScript. Any numbers you enter into our calculators — such as income, purchase price, or contribution amounts — are never transmitted to our servers and are not stored anywhere outside your browser session. When you close or refresh the page, your inputs are gone.
Like most websites, our web server automatically records certain technical information when you visit, including:
This information is used in aggregate to understand how our website is used and to improve our content. It is not used to identify individual visitors.
Cookies are small text files placed on your device by websites you visit. CalcCanada itself does not place first-party cookies for tracking purposes. However, our third-party services — specifically Google AdSense and Google Analytics — do use cookies as described in the sections below.
You can control or delete cookies through your browser settings. Most browsers allow you to:
Blocking cookies may affect the display of advertisements on our site but will not affect the functionality of our calculators. For instructions on managing cookies in your specific browser, visit your browser's help documentation.
CalcCanada uses Google AdSense to display advertisements on our pages. Google AdSense is a service provided by Google LLC that allows us to earn revenue by displaying ads relevant to our content and visitors.
How AdSense works: Google uses cookies and similar technologies to show you ads based on your browsing history and interests across websites. This is called interest-based advertising or personalized advertising. Google manages this process — CalcCanada does not have access to the data Google collects for this purpose.
You can opt out of personalized advertising from Google by visiting Google's Ads Settings or by using the Network Advertising Initiative opt-out tool. You can also install the Google Analytics Opt-out Browser Add-on.
For more information on how Google uses data from sites that use its services, see How Google uses information from sites that use our services.
CalcCanada uses Google Analytics to understand how visitors use our website. Google Analytics collects anonymized data about page views, session duration, geographic location (at country/region level), device type, and traffic sources.
This data helps us understand which calculators are most useful, how people navigate the site, and what content to prioritize. We use this information solely to improve CalcCanada — it is not shared with any other parties.
We have enabled IP anonymization in Google Analytics, which means the last portion of your IP address is masked before it is stored by Google. This prevents your precise IP address from being retained.
You can prevent Google Analytics from collecting data about your visit by installing the Google Analytics Opt-out Browser Add-on, available for all major browsers. You can also use browser privacy tools or ad blockers that block Google Analytics tracking.
The following third-party services may process data when you visit CalcCanada. Each operates under its own privacy policy, which we encourage you to review.
| Service | Purpose | Privacy Policy |
|---|---|---|
| Google AdSense | Display advertising | policies.google.com/privacy |
| Google Analytics | Website usage analytics | policies.google.com/privacy |
| Netlify (hosting) | Website hosting & delivery | netlify.com/privacy |
CalcCanada does not sell, trade, rent, or share your personal information with any other third parties for their marketing purposes.
Depending on where you are located, you may have certain rights regarding your personal information. For Canadian visitors, the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation may apply.
Because CalcCanada collects very limited personal information (primarily through third-party services like Google), your primary options for exercising data rights are:
For European visitors, note that CalcCanada is a Canadian website and does not specifically target EU residents. However, we are committed to reasonable privacy standards for all users.
CalcCanada is a general-audience financial information website. We do not knowingly collect personal information from children under the age of 13. If you believe a child under 13 has provided us with personal information, please contact us at hello@calccanada.ca and we will take appropriate steps to remove that information.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or applicable law. When we make material changes, we will update the "Last updated" date at the top of this page. We encourage you to review this policy periodically.
Your continued use of CalcCanada after any changes to this policy constitutes your acceptance of the updated policy.
If you have any questions, concerns, or requests regarding this Privacy Policy or how CalcCanada handles your information, please contact us:
We take your privacy seriously and will respond to all reasonable inquiries within 2–3 business days.
📧 Email: hello@calccanada.ca
CalcCanada.ca — Canada