7 free calculators to understand your pay, manage your debt, and take control of your finances — built for Canadian workers.
Take-Home Pay Calculator
Enter your salary and province to see your exact net pay after federal tax, provincial tax, CPP, and EI deductions. Covers all pay frequencies and all 10 provinces.
Open Calculator →Salary to Hourly Calculator
Convert your annual salary to an hourly rate — or any other pay frequency. Accounts for vacation days, stat holidays, and actual working hours per year in Canada.
Open Calculator →EI Benefits Calculator
Calculate your Employment Insurance benefit amount, payment duration, and waiting period. Uses 2026 EI rates and regional unemployment rates across Canada.
Open Calculator →Debt Payoff Calculator
Find your debt-free date using the Avalanche or Snowball method. Add multiple debts, set an extra payment amount, and see exactly when each debt gets eliminated.
Open Calculator →Self-Employed Tax Calculator
Calculate your full 2026 tax bill as a Canadian freelancer or contractor — including double CPP contributions, 11 business deduction categories, quarterly installments, and GST/HST obligations.
Open Calculator →Vacation Pay Calculator
Calculate your vacation pay entitlement under Canadian employment law — including days off, pay percentage, accrued pay owing, and what you're owed if your employment ends. All 10 provinces + federal.
Open Calculator →50/30/20 Budget Calculator
Build your perfect monthly budget using the 50/30/20 rule. Enter your income and expenses to get a personalized budget score, spending breakdown, and savings projection.
Open Calculator →Student Loan Repayment Calculator
Calculate your Canadian student loan payoff date — including federal NSLSC loans (0% interest since 2023) and provincial loans. Shows RAP eligibility, extra payment savings, and year-by-year schedule.
Open Calculator →Contractor vs. Employee Calculator
Find out which pays more in Canada — contracting or employment. Compares true take-home, benefits value, double CPP cost, and calculates the exact hourly rate you need to break even as a contractor.
Open Calculator →Net Worth Calculator
Calculate your total net worth and see how you compare to Canadian averages by age group — based on Statistics Canada data. Full assets vs. liabilities breakdown with liquid net worth and benchmark comparison.
Open Calculator →Other popular tools Canadians pair with payroll calculators.
Income Tax Calculator
See your full federal and provincial tax breakdown for 2026 — marginal rates, effective rates, and every bracket explained.
Open Calculator →Compound Interest Calculator
See what happens when you invest your savings consistently over time. Great for pairing with your budget surplus.
Open Calculator →