Enter your salary or hourly rate and province to see your exact net pay after federal tax, provincial tax, CPP, and EI deductions. Shows a real pay stub breakdown for weekly, bi-weekly, semi-monthly, and monthly pay periods.
Convert any annual salary to an hourly rate, or any hourly rate to an annual salary. Shows equivalent daily, weekly, bi-weekly, semi-monthly, and monthly pay. Adjustable for hours per week and weeks per year.
Estimate your Employment Insurance weekly payment, how many weeks you'll receive benefits, and whether you have enough insurable hours to qualify. Covers regular EI, maternity, parental, sickness, and compassionate care benefits.
Understanding Your Canadian Paycheque
Every Canadian paycheque has three mandatory deductions on top of income tax: Canada Pension Plan (CPP) contributions, Employment Insurance (EI) premiums, and provincial income tax. For 2026, the CPP employee rate is 5.95% on earnings up to $74,600, and the EI premium rate is 1.63% on earnings up to $68,900. Quebec residents pay into the Quebec Pension Plan (QPP) instead of CPP and have different EI rates.
Understanding your gross vs. net pay is essential for budgeting. Our Take-Home Pay Calculator shows you exactly what comes off your paycheque and why — including the CPP and EI tax credits that reduce your federal tax, which most online calculators miss entirely.